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Preventing Identity Theft

Adam — Sat, 12 May 2012 14:24:01 +0000

The Do’s and Don’t's – Preventing Identity Theft Financial Ruin

Anyone who has ever been a victim of identity theft can tell you what a nightmare it can be. Your credit rating can go down the tubes in no time, and your sensitive financial information will fall into the hands of criminals who will have a field day by performing all kinds of unscrupulous acts, including emptying your bank accounts. If you don’t take any measures to protect yourself against these thieves, it could take years for you to recover and to restore your good name. With approximately 10 million Americans becoming victims of identity in the last year alone, resulting in losses of about $5 billion, this is a problem that is not going away anytime soon.

In fact, as the Internet continue to expand, the problem is sure to continue to get worse. You must take every precaution to protect your most valuable sensitive information, such as your banking information, your social security number, and other personal information. If your credit cards are stolen, it is imperative that you call the issuer immediately and have them canceled. It is much easier to replace the card than to repair the damage cause by criminals who get their hands on them. When it comes to your trash, to prevent “dumpster divers” from getting hold of sensitive information, a 7-sheet crosscut paper shredder will eliminate the problem.
You must also be very careful of the possible dangers involved from receiving unsolicited junk mail. and since much identity theft occurs online, here are some extra precautions below you need to take to protect yourself on the Internet.

DO:
1. Order a copy of your credit report each year from one of the national credit bureaus and review it closely for any questionable entries.

2. Shred or cut up all credit card receipts and old bank statements and bills before throwing them away.

3. Close all unused credit card or bank accounts.

4. Remove your name from mailing lists for pre-approved credit lines and telemarketers.

5. Keep your PIN number hidden when you use an ATM or public telephone.

6. Contact your creditor or service provider if you notice odd charges or if expected bills don’t arrive.

7. Update your computer virus software, use a secure browser, and install a firewall program.

Don’t:
1. Give out personal information via the phone, mail, or Internet unless YOU initiated contact.

2. Carry information like your Social Security Number (SSN) or any PIN numbers or passwords in your purse or wallet.

3. Put your SSN on your checks or other identifiers.

There’s no such thing as too much security when it comes to your good name, do whatever it takes to protect your sensitive information.

About the author: I hope these tips are very useful to you in protecting yourself against identity thieves. With the right information, you can greatly reduce the risk of having your identity stolen. If you need even more tips to safeguard your information – Enter here

Source: http://www.articlesbase.com/security-articles/the-dos-and-donts-preventing-identity-theft-financial-ruin-1178263.html

Secured Credit Cards: What to Know

Adam — Wed, 01 Jun 2011 17:36:10 +0000

Secured Credit Cards: What to Know
Getting a secured credit card could help borrowers establish credit or help spiffy up a dinged credit report.
Read more on FOX Business

Prosecutors outline DiMasi’s falling income, rising debt
In the years after he became House speaker in 2004, Salvatore DiMasi’s financial liabilities, as well as his wife Deborah’s, soared to more than $ 275,000 – a combination of tens of thousands of dollars in credit card debt, home loans and lines of credit they obtained – according to a prosecution witness who testified Wednesday.
Read more on The MetroWest Daily News

Pile up the pounds with plastic
Maxing out your credit card doesn’t have to leave you drowning in debt.
Read more on AFP Telegraph Finance News via Yahoo! UK & Ireland Finance

Wireless Hack Data Breach www.IDTheftSecurity.com

Adam — Sat, 05 Sep 2009 05:42:06 +0000

TJ Maxx Wireless Hackers Data Breach effects 47.5 million consumers www.IDTheftSecurity.com

Duration : 0:1:48

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Debt Consolidation a SCAM?

Adam — Sat, 22 Aug 2009 04:16:54 +0000

Most debt consolidation companies do nothing better than simply ruin your fico score in order to settle your debt. If you really want to work with an agency that will help you reduce your debt, contact a company member of “CONSUMER CREDIT COUNSELING SERVICES” (CCCS)

More info at:
sccrealestateuncensored.com/2008/repair-credit-legally-remove-negative-accounts/

micasamidinero.com/2008/reparo-credito-eliminando-legalmente-cuentas-negativas/

Duration : 0:9:22

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How To Protect Yourself From Identity Theft

Adam — Sun, 28 Jun 2009 00:23:16 +0000

Guarding your personal information is the key to protecting yourself against identity theft. Don’t carry unused credit cards and your social security card in your wallet. Don’t give out your social security number to doctors. Ask your employer what they do to keep your personal information safe. If you are careful about protecting information like your social security number and mother’s maiden name, you can reduce your risk for identity theft. Watch this Expert Real Estate Tips video for more identity theft solutions.

Duration : 0:2:52

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3 Tips to Protect Your Credit

Adam — Sun, 28 Jun 2009 00:22:06 +0000

Monika Nagy is a certified credit analyst, mother and author of Give Yourself the Credit You Deserve. She works to help Main Street protect itself from Wall Street. To learn more or buy the book, visit http://www.FinancialFutureCoach.com/

Duration : 0:3:30

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Small Business Credit Guru Testimonial (2)

Adam — Sun, 28 Jun 2009 00:14:06 +0000

http://www.SmallBusinessCreditGuru.com Testimonial

Eric Frankenberg, owner of a contracting business, tells how the http://www.SmallBusinessCreditGuru.com
credit building product help him and his business.

Do you need more money for your business? Could you use the extra cash to spend on a marketing campaign? Could a business credit card help you out? For example, Visa, Master Card, American Express, Discover to name a few. What about a business credit gas card at Exxon, Shell, BP, Mobile or Texaco?
Or would a line of credit at Home Depot or at Lowes help your business out?

If you answered yes to any of the above questions, you must click this link http://www.SmallBusinessCreditGuru.com

To find out how you can establish business credit for your business. Learn the exact and specific steps you need to take in order to separate your personal ets from your business. It does not matter what your FICO score is or your personal credit score at Equifax, Transunion or Experian is. Really it doesn’t matter if you do not know the difference between a PAYDEX value and a FICO score is.

As long as you follow the easy step-by-step process of building business credit outlined, you too can be like Donald Trump and get access to the credit needed to run a successful company.

Establish corporate credit with no personal credit check. Learn how small business owners, like yourself, can build and establish corporate credit with no personal guarantee.
Learn how you too can get the credit needed to grow your business by visiting http://www.SmallBusinessCreditGuru.com

Duration : 0:0:48

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Small Business Credit Guru Testimonial

Adam — Sun, 28 Jun 2009 00:13:05 +0000

http://www.SmallBusinessCreditGuru.com Testimonial
Fred Radloff from Five Star Flooring gives a testimonial for the http://www.SmallBusinessCreditGuru.com
credit building product.

If you answered yes to any of the above questions, you must click this link http://www.SmallBusinessCreditGuru.com

As long as you follow the easy step-by-step process of building business credit outlined, you too can be like Donald Trump and get access to the credit needed to run a successful company.

Duration : 0:0:34

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Vampire Warns About Wall Street Predators Who Are Sucking The Money Out Of Our Economy

Adam — Sat, 18 Apr 2009 14:08:05 +0000

MORE stands for Monies Owed Restores Economy High interest rates on your credit cards and loans charged by the banks give lending institutions a legal avenue to steal your money. These high interest rates were illegal until the last 10 years when regulations were removed to allow banks to rob your hard earned money MORE stands for… (M)…Monies (O)…Owed (R)…Restores (E)…Economy It is time for the banks to stop (what should be illegal) predatory lending practices…and return your …

Duration : 0:6:57

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REBUILD CREDIT: Insider Credit Repair Technique to Improve Credit Score Fast!

Adam — Sat, 04 Apr 2009 01:18:05 +0000

http://www.CSBCards.com ——— 24hr Recorded Message: 1-801-804-7585 Rebuild Credit: Insider Credit Repair Techniques to Improve Credit Score Fast! What’s the fastest way to raise your credit score? To quote the classic magazine salesman from the movie Office Space “That all depends”… While the removal of negative items from your credit report will almost always result in an increase in your credit score, there is a method that works better. Here’s why. Adding positive accounts is …

Duration : 0:9:12

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How To Get The Highest Credit Score Possible

Adam — Sat, 21 Mar 2009 03:37:34 +0000

From http://www.hardtofindseminars.com Everyone knows you need a high credit score in order to get a good loan. Its the single most important factor lenders use when determining whether you’re a credit risk or not. But fortunately no matter what your credit score looks like today, there are simple steps you can take that will boost it to its highest level possible. Thats why in this hour-long interview youll meet Dave. Dave is a credit consultant, newspaper columnist, and author of How …

Duration : 0:9:56

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