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Citi At&t Universal Platinum Card

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Citibank is a company favored for its commitment towards its customers. A proud member of Citigroup, the bank issues some of the best-known credit cards with a package of rewards, commendable charges and great security cover.

The Citi AT&T Universal Platinum Card is one such card from Citibank that has been designed to satisfy those of you who yearn for a credit card, which could also be used as a prepaid calling card. This card requires you to have good credit rating so that you can take advantage of platinum level benefits.

Special Benefits

Citi AT&T Universal Platinum cards offer you a multitude of perks and benefits that you can never find in a traditional credit card.

You can call the Citi AT&T Universal Platinum Card a credit card as well as a calling card. The card might cost you more for calls than normal services if you use it as a calling card. Yet, if you consider the emergencies, you will find the card thoroughly beneficial as it allows you to access a variety of AT&T calling plans.

Now suppose you are on the road and your cell phone is not working and you are required to use the public pay phone – Citi AT&T Universal Platinum Card can prove very handy. There are also other benefits as below:

§ Firstly, you get upto 30 free phone minutes per month anytime and anywhere

§ Two free directories for assisting your inquiries per month

§ For replacement coverage, you are reimbursed with wireless phone loss and theft insurance

Elementary Features

Citi AT&T Universal Platinum Card also offers some exciting basic features. Find out the features from the following:

§ The introductory APR 0% on new purchases and balance transfers for 12 months allows you to save and manage your finances. With the expiry of the introductory period the interest rates remain competitive and low.

§ If you have balances on other cards charging high interest rates Citi AT&T card allows you to transfer balance without any interest during the introductory period.

§ However, for the cash advances, you have a minimum cap of 19.99%; this implies that no matter how much the LIBOR Rate dips (the APR is associated with the LIBOR Rate), the interest rate will never decline, below the minimum cap.

§ There is no annual fee to be charged

Additional Perks

There can be no better advantages than what the Citi AT&T Universal Platinum Card offers. There is an assortment of platinum benefits to assist your journeys and guard your purchases. Check the following for your satisfaction:

§ With the card, you can make online purchases confidently, as your card automatically entitles you to purchase protection, merchant dispute resolution and extended warranties for your purchases.

§ The security measures like fraud early warning and Citi identity theft solutions protect you from credit card frauds.

§ AT&T Universal Platinum allows you to enjoy a hassle free travel with lost wallet service, emergency airline ticket replacement, and lost and damaged luggage insurance. If suppose you lose your wallet, once you contact AT&T Universal you get a new one through emergency cash replacement.

§ You may feel safe to rent a car for your travel as your credit card includes automobile rental insurance and upto $1000000 travel accident insurance.

Richard Gilliland
http://www.articlesbase.com/credit-articles/citi-att-universal-platinum-card-136820.html

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  1. June 28th, 2009 at 18:35 | #1

    how old do you have to be to get a credit card?
    AAA Credit Card
    AAA Rewards Visa Credit Card (Northern California, Nevada, Utah)
    AAdvantage American Express from Citi
    AAdvantage Bronze MasterCard from Citi
    AAdvantage Bronze MasterCard from Citi for College Students
    AAdvantage Gold World MasterCard from Citi
    AAdvantage CitiBusiness Card
    AARP Platinum Visa
    AARP Rewards Platinum Visa Credit Card
    AARP Travel Plus Visa Signature Card
    Abercrombie & Fitch Credit Card
    Access Visa
    AccountNow® Prepaid MasterCard® Card
    Adirondack Trust Company MasterCard or Visa
    Advanta Business World MasterCard
    Advanta Platinum 90-Day Interest Free BusinessCard
    Aer Lingus Rewards MasterCard
    Agriculture Federal Credit Union Visa
    AICPA Platinum Visa Card
    Air BP Visa
    Air Canada MasterCard
    Aircraft Owners and Pilots Association MasterCard
    Air Force Association Platinum MasterCard
    AirTran Airways A+ Business Card
    AirTran Airways A+ Visa Signature Credit Card
    Alabama Central Credit Union MasterCard or Visa
    Alaska Airlines Visa
    Alaska Airlines Visa Business Card
    Albina Community Bank Loop Card
    All-Access Visa Prepaid Card
    Allow Card Prepaid MasterCard
    Alternatives Federal Credit Union Visa
    Amalgamated Bank MasterCard
    Amalgamated Bank Union MasterCard
    Amalgamated Bank Secured Gold MasterCard
    Amazon.com Business Credit Card
    Amazon.com Platinum Visa Credit Card
    American Association of Neurological Surgeons Credit Card
    American Bar Association Visa
    American Boating Association Credit Card
    American Canine Association Platinum MasterCard
    American Chemical Society Credit Card
    American DreamCard MasterCard
    American Eagle Outfitters Credit Card
    American Express Business ExtrAA Corporate Card
    American Express Business Gold Rewards Card
    American Express Business Green Rewards Card
    American Express Business Membership Rewards Card
    American Express Business Platinum Card
    American Express Card for Students
    American Express Cash Rebate Card
    American Express Corporate Card
    American Express Executive Business Card
    The American Express Gold Card
    American Express Golf Card
    American Express Optima Card
    American Express Optima Platinum Card
    American Express Platinum Business Credit Card
    American Express Platinum Card
    American Express Platinum Cash Rebate Card
    American Express Preferred Rewards Gold Card
    American Express Preferred Rewards Green Card
    American Express Rewards Plus Gold Card
    American Express SimplyCash Business Card
    American Institute of Architects Credit Card
    American Kennel Club Rewards Visa
    American Legion Auxiliary Visa
    American Legion Visa
    American Medical Association Business Credit Card
    American Medical Association Platinum Visa Credit Card
    American Medical Student Association Credit Card
    American Paint Horse Association Credit Card
    American Photo Visa Card
    American Quarter Horse Association Business Credit Card
    American Quarter Horse Association Credit Card
    American Savings Bank Secured Visa
    American Savings Bank Student Secured Visa
    American Savings Bank Visa
    American Savings Bank Visa Gold
    American Skiing Company Edge MasterCard
    American Society of Civil Engineers Credit Card
    American Society of Mechanical Engineers Credit Card
    American State Bank Credit Card (Iowa)
    American State Bank & Trust Visa (North Dakota)
    American State Bank Visa (Texas)
    American Taekwondo Association Credit Card
    American University MasterCard
    America's Christian Credit Union Credit Cards
    Amtrak Guest Rewards MasterCard
    AmTrust Bank Rewards American Express Card
    AmTrust Bank WorldPoints Credit Card
    ANB Financial MasterCard or Visa
    AnimalSafe MasterCard
    Anne Geddes Visa Platinum
    Ann Taylor Credit Card
    Ann Taylor Visa
    AOL Visa (America Online Credit Card)
    Appalachian Community Bank Credit Card
    Apple Credit Account MasterCard
    Applied Bank® Secured Visa®
    Applied Bank® Secured Visa® Gold Credit Card
    Arcadia University MasterCard
    Arizona Cardinals Credit Card
    Arizona Diamondbacks Extra Bases Credit Card
    Arizona Diamondbacks Ultimate Fan Rewards MasterCard
    Arizona State University Alumni Association MasterCard
    Arizona State University Student Credit Card
    Armed Forces Bank Credit Card
    Arriva Card Credit Card
    Arvest Bank Corporate Credit Card
    Arvest Bank Credit Card
    Asiana Airlines Credit Card
    ASPCA Platinum Visa Credit Card
    Associated Bank Platinum Credit Card
    Associated Bank Rewards Credit Card
    Association of Graduates U.S. Air Force Academy Credit Card
    Association of Graduates U.S. Military Academy Credit Card
    Association of Trial Lawyers of America Credit Card
    Athena Equipment & Supply Home Source Credit Card
    Atlanta Braves Extra Bases Credit Card
    Atlanta Falcons Credit Card
    Atlanta Postal Credit Union Visa Cards
    Atlanta Thrashers Credit Card
    Atlantic Stewardship Bank Credit Card
    AT&T Universal Business Rewards Card
    AT&T Universal Savings Platinum Card
    AT&T Universal S
    ah i had a list going all through the alphabet :(

    http://www.indexcreditcards.com/creditcardlist.html

  2. 100% Español
    June 28th, 2009 at 23:37 | #2

    18, however an older parent can give a young person a credit card
    References :

  3. †Ask Me Anything†
    June 28th, 2009 at 23:39 | #3

    Why did you list all those credit cards?
    18 is the legal age in most states to sign and enter into a contract.
    References :

  4. Shara K
    June 28th, 2009 at 23:41 | #4

    I found a nice online list of Texas credit card resources. http://www.howtofindcreditcard.com/Texas-Credit-Cards.html Try calling a nearby company and they most likely answer your questions.
    References :

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