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Where can I get a free credit report online now?

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Where can I get a free credit report online now?

The only authorized source endorsed by the government is:

http://www.annualcreditreport.com

You can verify that on the Federal Trade Commission webpage:

http://www.ftc.gov/freereports

Every other site is a scam trying to make money selling you something you’re entitled for free. Those sites that scam (and spam yahoo answers) shouldn’t be trusted andyou could possibly expose yourself and your computer to viruses, trojan horses, data corruption, and identity theft.

AnnualCreditReport was created by the three nationwide consumer credit reporting companies – Equifax, Experian and TransUnion — to comply with government regulations allowing consumers to obtain their free credit reports from those three agencies.

Unlike scam companies, you don’t have to sign up for something and then remember to cancel since you’re not signing up for anything.

Everyone is entitled to one free credit report from each of the reporting agencies per year. It’s free. No fees or membership of any kind at all. If anyone asks for any kind of payment for anything they’re frauds.

FRAUD ALERT:

FreeCreditReports.com is a scam. You only get the "free" report after enrolling in a $15-a-month credit monitoring program.

https://freecreditreports247.org

http://tracking.hugeclix.com/SHF

free-credit-report-national.com
buildcredit.ifastnet.com
credit-report-free.totalh.com
and any sites NOT mentioned on http://www.ftc.gov/freereports are PAY services you should watch out for. They spam the credit related questions on Yahoo Answers. That’s pretty sad and dishonest, and if they have that much time you know they’re not doing good business. They will automatically charge your credit if you do not cancel their service, so BUYER BEWARE!!!

Categories: online credit report Tags:
  1. NinTY
    November 7th, 2009 at 23:33 | #1

    http://www.freecreditreportsonlinenow.com/

    This website only applies to people in USA. If you’re in another place then it won’t apply to you. To use the above website there is no fee to get the report. They do charge for the credit score, but that is optional.

    Cheers!
    References :
    freecreditreportsonlinenow.com

  2. ReallyMeThisTime
    November 7th, 2009 at 23:59 | #2

    Go to http://www.annualcreditreport.com Under the Law you may receive 1 report per year from each company totally free. Be sure to write down any User ID’s and passwords because the website sends you to the individual credit agency’s websites to obtain your free reports. Only if you are in the US. Good Luck!
    References :
    Realtor, Real Estate Investor.

  3. Angela
    November 8th, 2009 at 00:42 | #3

    HI! Try Quizzle.com Its the only site that will give you a free credit report and score every 6 months. They do not require a credit card, and you do not have to sign up for a trial membership. Just fill out some basic information, you will not need your social security number, and answer the few simple verification questions. Quizzle also offers a free budgeting tool. Let me know how it works.
    References :
    http://www.Quizzle.com

  4. Sgt Big Red
    November 8th, 2009 at 00:56 | #4

    The ONLY safe and secure web site authorized by the FTC is https://www.annualcreditreport.com/cra/index.jsp

    Anything else is fake or a fraud. There is no way a web site can obtain your credit report without having your social security number. What you get is usually very old and if they provide a score it is never the correct one.

    Many say free but you must enroll in a trial period, once you enroll, they make it way too hard to cancel the account.

    Hope this helps answer your question.
    References :

  5. Paul
    November 8th, 2009 at 01:28 | #5

    buildcredit.ifastnet.com – try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free.
    References :

  6. DelD23
    November 8th, 2009 at 01:37 | #6

    The only authorized source endorsed by the government is:
    http://www.annualcreditreport.com

    You can verify that on the Federal Trade Commission webpage:
    http://www.ftc.gov/freereports

    Every other site is a scam trying to make money selling you something you’re entitled for free. Those sites that scam (and spam yahoo answers) shouldn’t be trusted andyou could possibly expose yourself and your computer to viruses, trojan horses, data corruption, and identity theft.

    AnnualCreditReport was created by the three nationwide consumer credit reporting companies – Equifax, Experian and TransUnion — to comply with government regulations allowing consumers to obtain their free credit reports from those three agencies.

    Unlike scam companies, you don’t have to sign up for something and then remember to cancel since you’re not signing up for anything.

    Everyone is entitled to one free credit report from each of the reporting agencies per year. It’s free. No fees or membership of any kind at all. If anyone asks for any kind of payment for anything they’re frauds.

    FRAUD ALERT:

    FreeCreditReports.com is a scam. You only get the "free" report after enrolling in a $15-a-month credit monitoring program.

    https://freecreditreports247.org
    http://tracking.hugeclix.com/SHF
    free-credit-report-national.com
    buildcredit.ifastnet.com
    credit-report-free.totalh.com
    and any sites NOT mentioned on http://www.ftc.gov/freereports are PAY services you should watch out for. They spam the credit related questions on Yahoo Answers. That’s pretty sad and dishonest, and if they have that much time you know they’re not doing good business. They will automatically charge your credit if you do not cancel their service, so BUYER BEWARE!!!
    References :

  7. Andy
    November 8th, 2009 at 02:13 | #7

    A lot of peple are advocating annualcreditreport.com but I used them before and had problems with them charging me without my permission!

    CreditReport.com have always been good for me, their report is very extensive and will go into great detail on your credit.
    References :
    I have used CreditReport.com before and read a very positive review on them at http://www.creditreportreviews.info

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