Home > online credit report > What is a reputable site in which I can obtain my credit report online instantly?. I am located in Montreal.?

What is a reputable site in which I can obtain my credit report online instantly?. I am located in Montreal.?

Monday

I need a copy of my credit report because I think there is a discrepancy on it.

Can anyone recommend a good site in which a can obtain a copy of my credit report so I can see what the problem is?. I from canada.
The site below is good but will not working for people in canada such as myself. I need a site that people living in canada can obtain their credit report.

Prices may be a bit more as the article quoted was from June 2008.

(Excerpted from http://www.cbc.ca/news/background/identity-theft/credit-rating.html )

How can I get a copy of my credit report and credit score?

You can ask for a free copy of your credit report by mail. There are two main credit bureaus in Canada: Equifax Canada and TransUnion Canada.

Complete details on how to order credit reports are available online. Basically, you have to send in photocopies of two pieces of identification, along with some basic background information. The reports will come back in two to three weeks.

The "free-report-by-mail" links are not prominently displayed – the companies are anxious to sell you instant access to your report online. For TransUnion, the instructions to get a free credit report by mail are available here.. For Equifax, it’s easier to phone 1-800-278-0278 and listen to a recording. If you can’t wait for a free report by mail, you can always get an instant credit report online. TransUnion charges $14.95. Equifax’s rate is $15.50.

To get your all-important credit score, you’ll have to spend a bit more. Both Equifax and Trans Union offer consumers real-time online access to their credit score (your credit report is also included). Equifax charges $23.95, while TransUnion’s fee is $22.90.

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  1. John
    September 14th, 2009 at 07:35 | #1

    This is the only site that’s actually free:

    https://www.annualcreditreport.com/cra/index.jsp

    If you look at the bottom it’s sponsored by the big 3 credit reporters.
    References :

  2. pink_sweater
    September 14th, 2009 at 08:02 | #2

    Prices may be a bit more as the article quoted was from June 2008.

    (Excerpted from http://www.cbc.ca/news/background/identity-theft/credit-rating.html )

    How can I get a copy of my credit report and credit score?

    You can ask for a free copy of your credit report by mail. There are two main credit bureaus in Canada: Equifax Canada and TransUnion Canada.

    Complete details on how to order credit reports are available online. Basically, you have to send in photocopies of two pieces of identification, along with some basic background information. The reports will come back in two to three weeks.

    The "free-report-by-mail" links are not prominently displayed – the companies are anxious to sell you instant access to your report online. For TransUnion, the instructions to get a free credit report by mail are available here.. For Equifax, it’s easier to phone 1-800-278-0278 and listen to a recording. If you can’t wait for a free report by mail, you can always get an instant credit report online. TransUnion charges $14.95. Equifax’s rate is $15.50.

    To get your all-important credit score, you’ll have to spend a bit more. Both Equifax and Trans Union offer consumers real-time online access to their credit score (your credit report is also included). Equifax charges $23.95, while TransUnion’s fee is $22.90.
    References :
    http://www.cbc.ca/news/background/identity-theft/credit-rating.html

    http://www.transunion.ca/ca/home_en.page

    http://www.transunion.ca/ca/personal/creditreport/consumerdisclosure/mail_en.page (free by mail)

    https://www.econsumer.equifax.ca/ca/main?link=OPIEM&lang=en

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