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How do I go about getting my credit report online without a credit card?

Friday

i dont have a credit card and all the sites requre a credit card

www.annualcreditreport.com

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  1. Sean R
    May 22nd, 2009 at 18:59 | #1

    What about freecreditreport.com?
    References :

  2. Judy
    May 22nd, 2009 at 19:05 | #2

    Do not go to freecreditreport.com
    Go to annualcreditreport.com — I think

    If it says free — its a scam

    Never pay for your score until you have had a chance to review your reports and make all your changes.
    References :

  3. maxmom56
    May 22nd, 2009 at 19:47 | #3

    You are legally entitled to one free credit report per year from each of the big three credit reporting agencies. The website is http://www.annualcreditreport.com. Please note that your credit score is not included and is not free. You can purchase your score at http://www.myfico.com. You will need a credit card.
    References :

  4. Juan B
    May 22nd, 2009 at 20:08 | #4

    maxmom56 is correct! The Fair Credit Reporting Act requires all 3 major credit bureaus to provide you with 1 free report, per company, per year.
    References :
    http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre34.shtm
    https://www.annualcreditreport.com/cra/index.jsp

  5. slimick
    May 22nd, 2009 at 20:24 | #5

    annualcreditreport.com is the real free site to check your credit file for free once a year.

    NOT freecreditreport.com – They require a credit card and enrollment in their monthly service to get your “free credit report.” It’s a scam…but they need your money to pay for all those dumb commercials…..

    You cannot get your credit/FICO score for free…you have to pay extra for this.

    https://www.annualcreditreport.com/
    References :

  6. scalloper
    May 22nd, 2009 at 20:30 | #6

    You can use a visa debit card or if you do not have a bank account buy a prepaid visa, works just like a cc for purchases online
    References :

  7. burrwood45
    May 22nd, 2009 at 21:17 | #7
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