Could an unknown credit card cancellation be a sign of Identity Theft?
Published: July 2nd, 2009
Capital One sent me a letter saying that they are closing a credit card account that I never had. Is this a sign of Identity Theft?
It’s possible identity theft, but also (and more likely) a possible clerical error somewhere. I’d give them a call to find out what’s up.
While I don’t discount the reality of identity theft and I know it does happen, you have to understand the "severity" has been created by credit reporting and monitoring agencies as a ploy to get you to buy their products and make them more money. The reality is that when someone sees activity that may be identity theft, it’s far more often and likely to be a clerical error.
This entry was posted
on Thursday, July 2nd, 2009 at 2:28 am and is filed under identity theft.
You can follow any responses to this entry through the RSS 2.0 feed.
You can leave a response, or trackback from your own site.
July 2nd, 2009 at 8:07 am
It’s possible identity theft, but also (and more likely) a possible clerical error somewhere. I’d give them a call to find out what’s up.
While I don’t discount the reality of identity theft and I know it does happen, you have to understand the "severity" has been created by credit reporting and monitoring agencies as a ploy to get you to buy their products and make them more money. The reality is that when someone sees activity that may be identity theft, it’s far more often and likely to be a clerical error.
References :