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who does equifax and other credit reporting agencies answer to?

Friday

just curious who the three biggest credit reporting agencies have to answer to. how can you go over their heads with a dispute?

The Credit Reporting Bureaus are not related to any government agency. They are simply businesses that serve as a data warehouse. They do not have a centralized reporting structure.

If you believe that a law has been broken by one of the Credit Reporting Bureaus relating to Fair Credit Reporting, then you can complain to the Government.

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  1. Jason C
    July 24th, 2009 at 23:47 | #1
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    The Credit Reporting Bureaus are not related to any government agency. They are simply businesses that serve as a data warehouse. They do not have a centralized reporting structure.

    If you believe that a law has been broken by one of the Credit Reporting Bureaus relating to Fair Credit Reporting, then you can complain to the Government.
    References :

  2. Prove It Or Lose It!
    July 25th, 2009 at 00:04 | #2
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    You can file complaints about them with the Federal Trade Commission (FTC).
    References :

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