Which credit reporting agency does Directv use when you apply for service?
I’m fixing to apply for Directv service. Which credit reporting agency will they check my credit from when I apply?
There is no way to tell you, quite frankly. Directv is big enough that they probably use all 3 and just cycle through them depending on which region of the country you are in. You could try to call them up and ask them, but if you do it, do it anonymously.
And Average Joe is completely wrong on two counts:
1. It is FAR more common for your credit score to be different across the three credit bureaus than it is to be the same. This is due to the reporting policies of your creditors and third party assignees.
2. Paying old debts will most likely cause your credit score to go down, due to the vagaries of the scoring models incorporated by Fair Isaac. If you are going to pay old debts, you would need to negotiate a payment for deletion arrangement with them.
Your credit score should be the same for all the reporting agencies. if you have differences in the reports then you should clear them up to make sure they are all reporting accurate information. Also, why do you need to pay 100 a month for Television channels if you probably have poor credit. why dont you pay off some debt and your score will go up?
References :
There is no way to tell you, quite frankly. Directv is big enough that they probably use all 3 and just cycle through them depending on which region of the country you are in. You could try to call them up and ask them, but if you do it, do it anonymously.
And Average Joe is completely wrong on two counts:
1. It is FAR more common for your credit score to be different across the three credit bureaus than it is to be the same. This is due to the reporting policies of your creditors and third party assignees.
2. Paying old debts will most likely cause your credit score to go down, due to the vagaries of the scoring models incorporated by Fair Isaac. If you are going to pay old debts, you would need to negotiate a payment for deletion arrangement with them.
References :