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What words should I use to dispute incorrect reporting date, balance or credit limits on my credit report?

Tuesday

Should I aim to get it completely deleted by stating it’s not mine? If not, how specific do I need to be with what is incorrect within a credit report listing?

The wording doesn’t really matter, just state the reason. If you file too many disputes on one report, the credit bureau may consider it a frivilous report and treat it as such. But if you submit it with evidence proving the are truely errors, they must investigate it.

This site also provide some tips about this -

http://buildcredit.ifastnet.com

Take care.

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  1. Brad F
    May 12th, 2009 at 16:54 | #1

    The wording doesn’t really matter, just state the reason. If you file too many disputes on one report, the credit bureau may consider it a frivilous report and treat it as such. But if you submit it with evidence proving the are truely errors, they must investigate it.

    This site also provide some tips about this -

    http://buildcredit.ifastnet.com

    Take care.

    References :

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