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What recourse does an American have when a credit reporting agency reports inacruate information?

Friday

When you call them, it is next to impossible to talk to a person.
They say, "mail this, mail that" and "it will take 30days"…..

I didn’t make the mistake, I am the victim… How in the world do they get away with this? There was another SS# added to my name an address and the credit reporting company will not tell who or how the mistake was made…. Is there a Gov’t agency I can report this issue to? Yep, I am pissed off…

Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – buildcredit.ifastnet.com

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  1. JudgmentCARE
    October 17th, 2009 at 03:08 | #1
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  2. StephenWeinstein
    October 17th, 2009 at 03:45 | #2
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    First, do not call. Just send your dispute by mail. Avoiding the hassle of trying to reach a live human is worth the cost of a postage stamp.

    Second, the government agency is the Federal Trade Commission. To file a complaint, go to https://www.ftccomplaintassistant.gov/ or call 1-877-FTC-HELP (1-877-382-4357).
    References :

  3. OldJimmy
    October 17th, 2009 at 03:53 | #3
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    You can complain to the Federal Trade Commission, but it will fall on deaf ears if you have not taken the steps the reporting agencies provide for you to protest something inaccurate on your report. They are not going to do that for you.

    Take control of your life and do what you have to do. Don’t expect the government to fix this for you if you haven’t tried to fix it yourself. There are time-tested and proper methods to get this taken care of that work if you use them.

    Sure, you are pissed off, but you are pissing us off by whining about being a victim when you can fix it. Sorry for the tough love. :)
    References :

  4. Peter
    October 17th, 2009 at 04:06 | #4
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    Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – buildcredit.ifastnet.com
    References :

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