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	<title>Comments on: How to Remove Negative Items &amp; Credit Fraud</title>
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		<title>By: hello555</title>
		<link>http://www.bestonlinecreditcheck.com/credit-reporting/how-to-remove-negative-items-credit-fraud/comment-page-1/#comment-5350</link>
		<dc:creator>hello555</dc:creator>
		<pubDate>Tue, 30 Mar 2010 12:19:59 +0000</pubDate>
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		<description>creditrepairuniverse.net
repair and/or build your credit
It can take up to 60 days to update information even worse if you overnighted it to credit bureau there is a big chance it will get thrown away because you overnighted the package.
Credit bureaus sort mail and a certified or overnight looks like a credit repair company and might be thrown away. There are ways you can fix your report in as little as 24 hours. and remember always dispute in writting not printed it can cost you.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>creditrepairuniverse.net<br />
repair and/or build your credit</p>
<p>It can take up to 60 days to update information even worse if you overnighted it to credit bureau there is a big chance it will get thrown away because you overnighted the package.</p>
<p>Credit bureaus sort mail and a certified or overnight looks like a credit repair company and might be thrown away. There are ways you can fix your report in as little as 24 hours. and remember always dispute in writting not printed it can cost you.<br /><b>References : </b></p>
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		<title>By: Josh K</title>
		<link>http://www.bestonlinecreditcheck.com/credit-reporting/how-to-remove-negative-items-credit-fraud/comment-page-1/#comment-5349</link>
		<dc:creator>Josh K</dc:creator>
		<pubDate>Tue, 30 Mar 2010 12:17:59 +0000</pubDate>
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		<description>Could be a great deal of things. Maybe the credit bureau&#039;s haven&#039;t removed the fraudulent items yet. Just because you had them overnighted doesn&#039;t mean the bureau&#039;s will be hasty in removing them. Sometimes it can take up to a month to get info removed. Perhaps you don&#039;t have alot of credit yet. Maybe you have applied for too many credit cards or loans in the  past few months. Maybe you have higher balances on some of the credit cards that are yours. These are a few of the many reasons that you could have a low score that wouldn&#039;t show up under negative information.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;Accountant
</description>
		<content:encoded><![CDATA[<p>Could be a great deal of things. Maybe the credit bureau&#8217;s haven&#8217;t removed the fraudulent items yet. Just because you had them overnighted doesn&#8217;t mean the bureau&#8217;s will be hasty in removing them. Sometimes it can take up to a month to get info removed. Perhaps you don&#8217;t have alot of credit yet. Maybe you have applied for too many credit cards or loans in the  past few months. Maybe you have higher balances on some of the credit cards that are yours. These are a few of the many reasons that you could have a low score that wouldn&#8217;t show up under negative information.<br /><b>References : </b><br />Accountant</p>
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		<title>By: Madelynn</title>
		<link>http://www.bestonlinecreditcheck.com/credit-reporting/how-to-remove-negative-items-credit-fraud/comment-page-1/#comment-5348</link>
		<dc:creator>Madelynn</dc:creator>
		<pubDate>Tue, 30 Mar 2010 12:15:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.bestonlinecreditcheck.com/credit-reporting/how-to-remove-negative-items-credit-fraud#comment-5348</guid>
		<description>With the help of internet anything and everything is easy these days. And with your question, i could say its nothing and I believe the below link will help you.
http://credit-cards.awardspace.com/
And remember eveything in Internet is free these days and I hope you enjoy. Thanks.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>With the help of internet anything and everything is easy these days. And with your question, i could say its nothing and I believe the below link will help you.</p>
<p><a href="http://credit-cards.awardspace.com/" rel="nofollow">http://credit-cards.awardspace.com/</a></p>
<p>And remember eveything in Internet is free these days and I hope you enjoy. Thanks.<br /><b>References : </b></p>
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		<title>By: Anjell</title>
		<link>http://www.bestonlinecreditcheck.com/credit-reporting/how-to-remove-negative-items-credit-fraud/comment-page-1/#comment-5347</link>
		<dc:creator>Anjell</dc:creator>
		<pubDate>Tue, 30 Mar 2010 12:13:59 +0000</pubDate>
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		<description>Negative items can fall off with ease but scores dont move as quickly, that has to be re-built month by month at a time.
First of all I hope there&#039;s a fraud alert on your credit report, lenders are going to want an explanation plus you want to be sure ID theft doesn&#039;t repeat itself.
&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>Negative items can fall off with ease but scores dont move as quickly, that has to be re-built month by month at a time.</p>
<p>First of all I hope there&#8217;s a fraud alert on your credit report, lenders are going to want an explanation plus you want to be sure ID theft doesn&#8217;t repeat itself.</p>
<p><b>References : </b></p>
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		<title>By: src50</title>
		<link>http://www.bestonlinecreditcheck.com/credit-reporting/how-to-remove-negative-items-credit-fraud/comment-page-1/#comment-5346</link>
		<dc:creator>src50</dc:creator>
		<pubDate>Tue, 30 Mar 2010 12:11:59 +0000</pubDate>
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		<description>Lack of positives or just lack of significant credit history.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>Lack of positives or just lack of significant credit history.<br /><b>References : </b></p>
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		<title>By: anelektrix</title>
		<link>http://www.bestonlinecreditcheck.com/credit-reporting/how-to-remove-negative-items-credit-fraud/comment-page-1/#comment-5345</link>
		<dc:creator>anelektrix</dc:creator>
		<pubDate>Tue, 30 Mar 2010 12:09:59 +0000</pubDate>
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		<description>If your positives weren&#039;t reported then yes, it will affect your score. Most loan offices do NOT report positive credit unless you hound them. Look into it. Sorry for your misfortunes but you really should be careful with your personal identity information, keep purchase locations to a minimum, and maybe only obtain low limit credit. This will increase your score and decrease amount of damages available by fraud.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>If your positives weren&#8217;t reported then yes, it will affect your score. Most loan offices do NOT report positive credit unless you hound them. Look into it. Sorry for your misfortunes but you really should be careful with your personal identity information, keep purchase locations to a minimum, and maybe only obtain low limit credit. This will increase your score and decrease amount of damages available by fraud.<br /><b>References : </b></p>
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		<title>By: chebrew2000</title>
		<link>http://www.bestonlinecreditcheck.com/credit-reporting/how-to-remove-negative-items-credit-fraud/comment-page-1/#comment-5344</link>
		<dc:creator>chebrew2000</dc:creator>
		<pubDate>Tue, 30 Mar 2010 12:07:59 +0000</pubDate>
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		<description>Be patient. Credit card companies are notorious for being slow. Check with them in a week and make sure they received the police reports. Ask them if there&#039;s any other documentation they need and ask how long it will take. You have to send the reports to the top 3 credit bureaus, not just one. Fortunately the mortgage situation is lousy right now so the price of houses is really low. Again be patient until all your credit issues are worked out. &lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>Be patient. Credit card companies are notorious for being slow. Check with them in a week and make sure they received the police reports. Ask them if there&#8217;s any other documentation they need and ask how long it will take. You have to send the reports to the top 3 credit bureaus, not just one. Fortunately the mortgage situation is lousy right now so the price of houses is really low. Again be patient until all your credit issues are worked out. <br /><b>References : </b></p>
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	<item>
		<title>By: Spoiledbrat</title>
		<link>http://www.bestonlinecreditcheck.com/credit-reporting/how-to-remove-negative-items-credit-fraud/comment-page-1/#comment-5343</link>
		<dc:creator>Spoiledbrat</dc:creator>
		<pubDate>Tue, 30 Mar 2010 07:05:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.bestonlinecreditcheck.com/credit-reporting/how-to-remove-negative-items-credit-fraud#comment-5343</guid>
		<description>&lt;b&gt;How is it possible to not have many negative items on your credit report, but have low scores?&lt;/b&gt;&lt;br&gt;Has 4 positive items, 1 paid and closed loan, one old closed credit card and 2 open credit cards with small limits but only at P and I know it should be lower. The bureaus report them as positives.
Then there were 2 negative which came from identiy theft. And higher credit card for almost $1400 and some sort of public utility company for almost $3000. The fraud was reported and the police reports were sent in last week and overnighted for Tuesday and Wednesday. How is it that the scroes are still low if they are removing the negatives? We are trying to get a mortgage but our scores are extremly low. But even if things were not taken of I do not understand why the scores are low. We have had companies tell us (ex: a car dealership) that the credit isn&#039;t really bad, it is just the scores are low. Any reasons why or suggestions would help and be greatly appreciated.
Opps, I thought I mentioned that I did send the reports to the 3 bureaus. That is who I overnighted the reports to.
</description>
		<content:encoded><![CDATA[<p><b>How is it possible to not have many negative items on your credit report, but have low scores?</b><br />Has 4 positive items, 1 paid and closed loan, one old closed credit card and 2 open credit cards with small limits but only at P and I know it should be lower. The bureaus report them as positives.<br />
Then there were 2 negative which came from identiy theft. And higher credit card for almost $1400 and some sort of public utility company for almost $3000. The fraud was reported and the police reports were sent in last week and overnighted for Tuesday and Wednesday. How is it that the scroes are still low if they are removing the negatives? We are trying to get a mortgage but our scores are extremly low. But even if things were not taken of I do not understand why the scores are low. We have had companies tell us (ex: a car dealership) that the credit isn&#8217;t really bad, it is just the scores are low. Any reasons why or suggestions would help and be greatly appreciated.<br />
Opps, I thought I mentioned that I did send the reports to the 3 bureaus. That is who I overnighted the reports to.</p>
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