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How often does, and what dates of the month, does the information for the credit reporting agencies post?

Sunday

I really need something to report to my credit file. I am looking for the dates of the month that information is updated to the three credit reporting agencies, and when does it post to my credit file?

If this is a new credit account, you can expect to wait 2 to 3 months for information to appear on your credit report. For new accounts, the creditor has no information to report until you are potentially late on a payment. This means you may have to wait for 2 complete billing cycles before any reporting will be done. You should contact your creditor to find out what their practice is.

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  1. what do I know?
    April 5th, 2009 at 11:53 | #1
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    It depends on the company. Some companies report monthly, some bi-monthly, and some quarterly.
    References :

  2. coreys1247
    April 5th, 2009 at 12:15 | #2
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    Depends on the creditor.

    Some report monthly.

    Some report bimonthly.

    Some report annually.

    Some never report.

    If you are really needing it done, you can do a rapid rescore, or just call the creditor and ask when they are going to report.

    This site may help you: http://www.expert-credit-advice.com
    References :
    http://www.expert-credit-advice.com

  3. STEVEN F
    April 5th, 2009 at 12:24 | #3
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    Each creditor reports on their own schedule. Judging from weekly checks of my our report, most seem to report on the monthly statement date.
    References :

  4. bizou_bear
    April 5th, 2009 at 13:07 | #4
    Reply | Quote

    If this is a new credit account, you can expect to wait 2 to 3 months for information to appear on your credit report. For new accounts, the creditor has no information to report until you are potentially late on a payment. This means you may have to wait for 2 complete billing cycles before any reporting will be done. You should contact your creditor to find out what their practice is.
    References :

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