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How do you contact the credit reporting agencies and get a real person to talk to?

Monday

I am trying to get a loan and there is something showing up to them on my credit report that shouldn’t be there. When I go online to call the credit reporting agencies, the numbers I get are all automated systems. I can’t get a real person! They all are asking me for a report number but I don’t have one. How do I get a real person? This shouldn’t be this hard. :/

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  1. Judy
    March 29th, 2010 at 15:44 | #1

    You need a report number.
    How did you get your credit reports in the first place?
    There is only one place to get them – annual credit report. com
    Have you tried disputing the item? That is your first step.
    First you have to dispute the item on your credit report.
    /
    References :

  2. Curtus L
    March 29th, 2010 at 16:33 | #2

    When you call them just keep pressing 0 or mash your fingers into the keypad and it wont recognize what you are trying to do and eventually transfer you to a real person
    References :

  3. Greg
    March 29th, 2010 at 16:47 | #3

    Find the instructions on how to dispute the debt and follow them to the letter, you will then have oh so many people to talk to, all the time. This will make them want to contact you. I don’t think you will need a lawyer. but do your homework the more you concentrate on the instructions they provide you with the more ammunition you will have to eradicate the debt. Just concentrate on their instructions and follow them, don’t miss a thing.
    References :

  4. Lim Koh
    March 29th, 2010 at 17:13 | #4

    Good day,
    I am Mr Lim Koh, a reputable, legitimate & an accredited money Lender.
    I loan money out to individuals in need of financial assistance.
    Do you have a bad credit or you are in need of money to pay bills?
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    Note;Even if you have a bad credit we can still give you loan,it will depends on your seriousness towards your loan request.
    References :

  5. Lim Koh
    March 29th, 2010 at 17:44 | #5

    Hi,
    I am Mr.Lim Koh a loan lender I
    give out loans to individuals
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    apply today for a loan @ 2% interest
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    LIM LOANS FIRM
    References :

  6. Sonia Smith
    March 29th, 2010 at 18:21 | #6

    I saw your question I have decided to help people out due to the fact that I myself have been scammed three times by three lenders in my search for a loan but at last I got a reliable lender. That gave me the loan ($56,000 USD) that I was in dire need off. Hence I decided that I will refer anybody I come across to this God sent lender he is reliable and his terms are fair. You can reach him via his email address: stevedavidsonloan32@yahoo.com, Please tell him that Pastor Mrs. Sonia smith from New York . USA . I have search for a legit lender until I got him and I decided to help my fellow humans with this because there are a lot of fake lenders out there and I do not want any body to fall a prey to those hoodlums out there please reach him and tell him that I referred you to him.via email stevedavidsonloan32@yahoo.com
    References :

  7. Vins
    March 29th, 2010 at 18:41 | #7

    credit-report-free.totalh.com – try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.
    References :

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