Comments on: Fix Wrong Information in your Credit Report — Today http://www.bestonlinecreditcheck.com/credit-reporting/fix-wrong-information-in-your-credit-report-today/ Sun, 29 May 2011 09:54:00 +0000 hourly 1 By: sophist http://www.bestonlinecreditcheck.com/credit-reporting/fix-wrong-information-in-your-credit-report-today/comment-page-1/#comment-4918 sophist Thu, 26 Nov 2009 07:29:59 +0000 http://www.bestonlinecreditcheck.com/credit-reporting/fix-wrong-information-in-your-credit-report-today#comment-4918 You have no credit history. You best bet is to open a savings account at a local bank. after you have, oh say, $1000 in it open a checking account. Using the account will give you a credit history. <br><b>References : </b><br> You have no credit history. You best bet is to open a savings account at a local bank. after you have, oh say, $1000 in it open a checking account. Using the account will give you a credit history.
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]]> By: James http://www.bestonlinecreditcheck.com/credit-reporting/fix-wrong-information-in-your-credit-report-today/comment-page-1/#comment-4917 James Thu, 26 Nov 2009 07:27:59 +0000 http://www.bestonlinecreditcheck.com/credit-reporting/fix-wrong-information-in-your-credit-report-today#comment-4917 Your application was likely denied because they see you as a risk. Online banks would tend to be suspicious of people with absolutely no credit history, since such a person could be opening the account for a fraudulent reason.<br><b>References : </b><br> Your application was likely denied because they see you as a risk. Online banks would tend to be suspicious of people with absolutely no credit history, since such a person could be opening the account for a fraudulent reason.
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]]> By: US Cutie http://www.bestonlinecreditcheck.com/credit-reporting/fix-wrong-information-in-your-credit-report-today/comment-page-1/#comment-4916 US Cutie Thu, 26 Nov 2009 02:25:09 +0000 http://www.bestonlinecreditcheck.com/credit-reporting/fix-wrong-information-in-your-credit-report-today#comment-4916 <b>Fair Credit Reporting Act!?</b><br>Hi, I'm 22 years old and I don't work (i'm an online student) and I live with my parents. 3 days ago I tried to open a basic bank account online(MyAccess Checking and Regular Saving), and they ask for minimum $25 for each and I paid them by my father's Credit Card. They said you'll receive an e-mail withen 1-2 business days. I received an e-mail today saying that "We are unable to open your account(s) at this time. Our decision was based in whole or in part on information obtained in a report from a consumer-reporting agency. Under the Fair Credit Reporting Act, you have the right to access the information contained in your credit file at the consumer-reporting agency." Why is that? I don't have anything wrong because that's my first time to open a bank account and it's my first time to use my name. The Federal Trade Commision webside - Facts for Consumers saying that "Under federal law, you’re entitled to a free report if a company takes adverse action against you, such as denying your application for credit, insurance, or employment." I'm not applying for anything of these. Why my application was denied? Thank you! I forgot to mention that it was Bank of America. Thank you! Fair Credit Reporting Act!?
Hi,
I’m 22 years old and I don’t work (i’m an online student) and I live with my parents. 3 days ago I tried to open a basic bank account online(MyAccess Checking and Regular Saving), and they ask for minimum $25 for each and I paid them by my father’s Credit Card. They said you’ll receive an e-mail withen 1-2 business days. I received an e-mail today saying that "We are unable to open your account(s) at this time. Our decision was based in whole or in part on information obtained in a report from a consumer-reporting agency. Under the Fair Credit Reporting Act, you have the right to access the information contained in your credit file at the consumer-reporting agency."

Why is that? I don’t have anything wrong because that’s my first time to open a bank account and it’s my first time to use my name.

The Federal Trade Commision webside – Facts for Consumers saying that "Under federal law, you’re entitled to a free report if a company takes adverse action against you, such as denying your application for credit, insurance, or employment."
I’m not applying for anything of these. Why my application was denied?

Thank you!

I forgot to mention that it was Bank of America.

Thank you!

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