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how can i check my credit rating etc if i dont have a credit or switch card?

Monday

i only have visa electron and would like to have a look at my credit report. when i go online to do this it asks for credit/ switch details. anyone know?
thanks in advance
in the uk!!!

Hi,

There are three main credit agencies in the UK, Equifax, Experian and CallCredit. Each of these MUST allow you to purchase a copy of your credit file for a nominal fee – typically £2.

For equifax go to http://www.equifax.co.uk/Products/credit/statutory-report.html

For Experian go to http://www.experian.co.uk/www/pages/home/contact_us_main.html

I am not sure about CallCredit. They are the smallest of the three agencies, and we do not tend to deal with them, sorry.

Feel free to contact me if you want any more advice.

Regards

Paul

Categories: credit rating online Tags:
  1. imisidro
    July 6th, 2009 at 08:02 | #1

    Because you are going to sites that charge you for your credit report

    Go to http://www.annualcreditreport.com

    This is the government mandated site where you can get FREE credit report from each of the 3 credit bureaus totally free. Will not even ask for your credit card
    References :

  2. CrackDebt.com
    July 6th, 2009 at 08:51 | #2

    Hi,

    There are three main credit agencies in the UK, Equifax, Experian and CallCredit. Each of these MUST allow you to purchase a copy of your credit file for a nominal fee – typically £2.

    For equifax go to http://www.equifax.co.uk/Products/credit/statutory-report.html

    For Experian go to http://www.experian.co.uk/www/pages/home/contact_us_main.html

    I am not sure about CallCredit. They are the smallest of the three agencies, and we do not tend to deal with them, sorry.

    Feel free to contact me if you want any more advice.

    Regards

    Paul
    References :
    http://www.equifax.co.uk/Products/credit/statutory-report.html
    http://www.experian.co.uk/www/pages/home/contact_us_main.html
    http://crackdebt.com
    http://pks.org.uk

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