Credit Cards In An Instant: Getting An Online Approval For Your Credit Card Application
Credit cards offer the ultimate ease and convenience in shopping and purchases. With just a swipe, you get to buy even the most lucrative items on the shopping rack. They’re the prolific things these days; these miniature cards people use to buy things – from shoes to dresses, to food, to cars and appliances. What makes them so prolific? It’s the fact that they can now be easily acquired with the help of the Internet. Anyone can now apply for a credit card online. And more importantly, anyone can have their applications approved in just a matter of seconds – this is what one calls instant credit card approval online.
Instant credit card approval means that applications are approved in a matter of minutes after sending the application. The common misconception here is that with instant approval, the person can now print out the card and start shopping. This is not the case, as you still have to wait for your approved card, which may take five to seven days as it has to be sent through snail mail. A few years ago, Instant Credit was developed. With instant approval, the credit holder is given a temporary card number which allows him to make online purchases. But due to losses from fraudulent uses of instant credit, the feature was scrapped away by banks and credit card companies.
The good thing with instant credit card approvals online is that you get to see in just a couple of minutes if the application was ‘worth’ the try. There’s no need to wait ‘in vain.’ With traditional snail mail, one has to wait for days or weeks for the credit card company to process it and another week more for them to send out the card.
Instant credit card approvals are usually targeted to people with good credit standing or records. But don’t despair. Even with a bad credit history, there are companies approving credit card applications mainly due to the competition between credit card companies. In some cases, banks have to defer the approval or decline of an application until enough back-work has been done, especially for applications with a not so good credit history.
So as not to get your hopes up, try to learn more about your personal credit report. If you know that you have a good credit rating, you can be pretty sure that your online application will be approved in no time at all. But if you think and know that you have had problems with your credit, your application wont be as fast, but you will be given notices and updates from time to time.
With online banking and online shopping, it’s no wonder that there are also online credit card applications and online credit card approvals. With the Internet, there’s ease and flexibility and convenience in practically everything. You apply for a credit card online, your application gets approved in just a matter of minutes, you get to purchase and shop things online and consequently, you get to pay for these purchases online with the same credit card you applied for through the web. What could be easier, more flexible and more convenient than this? You don’t even need to leave the comforts of your home and join the throng of shoppers waiting in the line at the cashier’s counter.
Mario Churchill
http://www.articlesbase.com/advice-articles/credit-cards-in-an-instant-getting-an-online-approval-for-your-credit-card-application-69954.html
Circuit City Credit Card Instant Approval didn’t work?
I got my Sunday paper and looked at the add to find a great deal on a new TV that I have been wanting to buy for sometime now, and there is a deal of no interest for 36 months on the TV if I sign up and use a Circuit City Credit Card (from Chase). So I went to do it online, I was going to just purchase it online and then pickup later in store, and it promises a instant answer for credit approval online. I filled out the application and it gave me a message saying Chase could not process at the time and I would get a written response within 30 days. The deal on the TV ends at the end of the week and that’s a bummer. I have great credit, and have had a chase card myself that I got a while back, I have no fear of being approved, it’s just a time factor for me, I have searched for answers, I’m just not sure what I should do or if I can do anything.
CC is going out of business (or mostly going out of business).
They are closing 155 stores and are facing immanent bankruptcy.
Many manufacturers (at least Sony) have canceled shipments to CC because they are afraid that CC will declare bankruptcy and the manufacturers will lose money.
Chase has probably caught wind of this and is canceling the program so they don’t get caught up in CC’s problems also.
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I read about this on http://www.consumerist.com
Circuit City is batting you. AT&T tried this with me when I applied for high speed internet for an on line only deal. I called them and stuck to my guns and got my deal. In this case Circuit City is using time which is running out for you. Call them, like I did with AT&T and tell them (not ask) that you want the 36 months just like you read about on your computer. Do not let them get over on you and you will get your deal. One thing of note, many companies will not approve long waiting periods for people with credit scores under 737 or something very close to that figure.
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Chase is worried that Circuit City will be going bankrupt..
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