I am 19 and I want to move into an apartment but they require a credit check. I don’t think I have credit because I’ve never had to pay bills or had a credit card. I’ve had a checking and savings account for a couple years. What will happen to my credit if the do a credit check, and will they let me move in?
Hey, Big Step moving off on your own. Good work asking for advice. You can never be too careful.
What you potential landlord is looking for is bad credit. If you don’t have any bad debts or a history of unpaid/late bills, then you should be okay. It won’t affect your credit really either, unless you’re having multiple credit checks in a short period of time.