I’m trying to get an apartment and I don’t have good credit.
When a real estate co runs a credit check, are they able to see a full breakdown of my debt or does it just show a credit score?
They look at the whole thing. I personally ignore the score and just check to see if they pay their bills, if they force people into collections, and if they were ever evicted.
I am usually OK with anything over 680 for a score, anything lower is a red flag that they are dishonest.