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What information is provided to a financial institution when they do a Soft Credit check?

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When a financial institution 'pre approves' someone for a credit card/car loan/home loan they have done a 'soft credit check' on the person.

What information is contained in this soft credit check? Does it include all negative and positive trade lines? Is the FICO score provided?

There is no such thing as a "soft" credit check. They either check your credit history and FICO score or they don't. Don't let the bank fool you.

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  1. j_A
    April 22nd, 2009 at 05:26 | #1
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    There is no such thing as a "soft" credit check. They either check your credit history and FICO score or they don't. Don't let the bank fool you.
    References :

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