What information is needed to do a credit check on someone?
Tuesday
A possible tenant does not want to give out identity information to someone she doesn't know. I understand that but I'd like to check her credit.
You have to have their social security number to do it, if they wont give it to you then you find another tenant.
Categories: credit check
well the easiest way is their social security # but you obviously are having trouble with that so their full name and birthdate will work on credit checks too. Check once you have the report that previous addresses and birthdate match up.
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You have to have their social security number to do it, if they wont give it to you then you find another tenant.
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im a renter
It is perfectly legal to check the credit on a potential tenant. In fact, they must comply with this request (according to the Fair Credit Reporting Act) in order to be considered for a lease. They would have to provide the same information if they were applying for a bank loan, car loan or credit card. You will need their full name, address and social security number. You can sign up with simplescreening.con and run the credit check online.
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I'm a landlord
well then she doesn't want the APT. that bad or has something to hide. move on to the next person I'm quit sure you got more then one person that wants your apt.
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don't rent to someone who is hesitant to give out "identifying" information…….You must have proof of ID, date of birth, social security number, etc. And you can't run a credit check on them w/out a signed release anyway. As an individual, you will fiind it cost prohibitive to run an actual credit report on someone.
Have them run their free credit report….printed in its entirety and have them pay the 15 bucks to obtain a FICO score….and it must be dated w/in 48 hrs of receipt…..this helps keep the deadbeats away.
My tenants provide me copies of all their ID…..believe me, you need when the try to screw you……social security number is really important.
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Absolutely check credit and background on all prospective tenants. If they are hesitant to give out the informtion, likely they are hiding something, and move on to the next candidate.
In addition to the previous answers, of needing social security number, full name, DOB and address, you will also need their permission to do a check, in writing.
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former landlord
used to work at equifax