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will checking my fico score affect my credit score?What if I check it once a month?

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I get this qustion alot. Checking your own credit report or score, no matter how much, will NOT hurt your credit score. I'm 100% sure of this.

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  1. biddix1
    March 21st, 2009 at 03:29 | #1
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    Any activity on your credit history will affect your score. ANY AT ALL! That is just how it is.
    References :

  2. Christopher A
    March 21st, 2009 at 03:46 | #2
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    No, when you check your own score it is know as a 'soft' inquiry and has no effect on your score.

    If you shop for a car and three dealers pull your FICO over a few days – its just ONE inquiry and can lower your score by a point. One whole point!

    So, don't worry too much, ok?
    References :

  3. Josh K
    March 21st, 2009 at 04:11 | #3
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    I get this qustion alot. Checking your own credit report or score, no matter how much, will NOT hurt your credit score. I'm 100% sure of this.
    References :
    Accountant

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