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What's A Good FICO Score?

Sunday

I had a bankruptcy discharged in March 2000.
Since then I have been establishing my credit with a couple credit cards (with low or no balances) as well as a car loan under 10K.
I just checked out my FICO score and it said I was 694.
The range is 350-850 so that sounds good to me.
What do you think? I have never been late on any payment.
I'd like to buy a house and wondering if I could qualify.

You could surely qualify for a loan with that score, but you won't qualify for the lowest rates.

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  1. Mr Lizard
    June 28th, 2009 at 14:25 | #1
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    You could surely qualify for a loan with that score, but you won't qualify for the lowest rates.
    References :

  2. Libragirl
    June 28th, 2009 at 14:32 | #2
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    I think thats pretty good. Mine was in that range and I bought my first house last year.
    References :

  3. sig
    June 28th, 2009 at 14:57 | #3
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    Good is accurate. 750 and up is excellent. You will definitely qualify.
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  4. altonbi
    June 28th, 2009 at 15:07 | #4
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    694 is good score for a loan, however with today's market, it still might be difficult.
    References :

  5. Stupid Flanders
    June 28th, 2009 at 15:34 | #5
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    694 is a good score, but the bankruptcy could hurt you (depending on the underwriter and loan institution) when applying for loans until 2010.

    Call some financial mortgage agents and see when they think. Ameriquest and Countrywide are a couple of the bigger lenders.
    References :

  6. Jonathan S
    June 28th, 2009 at 16:07 | #6
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    Thats pretty good. When you get over 720 you pretty much receive the best rates out there. You are getting close. keep it up
    References :

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