http://www.bestonlinecreditcheck.com/check-fico-score/how-to-enquire-about-credit-score-errors/ Sun, 29 May 2011 09:54:00 +0000 hourly 1 http://www.bestonlinecreditcheck.com/check-fico-score/how-to-enquire-about-credit-score-errors/comment-page-1/#comment-3744 shakr Thu, 02 Jul 2009 13:03:59 +0000 http://www.bestonlinecreditcheck.com/check-fico-score/how-to-enquire-about-credit-score-errors#comment-3744 Your score is a numeric representation of your credit report. If you had any changes in your credit report it will be reflected in your score. Your report is maintained by Transunion but the score is calculated by Fair Issac company. These companies are completely independent and are not responsible for each other information. The only thing you can do is to request your credit report from Transunion (your own credit pulls have no affect on your score) and review it for any new negative items. Though taking into consideration the fact that your score is 725 i can assure you that you will not find anything clearly negative. You short-lived auto loan could easily cost you 20 points since opening and closing a new account is a slightly negative event (credit-score-wise). One of your balances could increase and that could have a negative effect also.<br><b>References : </b><br> Your score is a numeric representation of your credit report. If you had any changes in your credit report it will be reflected in your score. Your report is maintained by Transunion but the score is calculated by Fair Issac company. These companies are completely independent and are not responsible for each other information. The only thing you can do is to request your credit report from Transunion (your own credit pulls have no affect on your score) and review it for any new negative items. Though taking into consideration the fact that your score is 725 i can assure you that you will not find anything clearly negative.
You short-lived auto loan could easily cost you 20 points since opening and closing a new account is a slightly negative event (credit-score-wise). One of your balances could increase and that could have a negative effect also.
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]]> http://www.bestonlinecreditcheck.com/check-fico-score/how-to-enquire-about-credit-score-errors/comment-page-1/#comment-3743 mcleod269 Thu, 02 Jul 2009 12:43:59 +0000 http://www.bestonlinecreditcheck.com/check-fico-score/how-to-enquire-about-credit-score-errors#comment-3743 need to be careful how frequently you check scores or companies check your scores because they deduct points everytime your scores are looked at.<br><b>References : </b><br> need to be careful how frequently you check scores or companies check your scores because they deduct points everytime your scores are looked at.
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