How much does checking your credit score affect your FICO score?
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It doesn't affect it at all.
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none at all
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It doesn't affect it at all.
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An inquiry is neither positive or negative. Mostly a judgement call made by the prospective lender.
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i think if i remember right its like 100 pnts each time its opened. because most times when its looked at you have 30 days to decide on the purchase so each time its looked at it does bring it down some unless its several times from same type of bussiness then its looked at like your shopping around, like 3 car dealers? they dont think you bought 3 cars they think your just buying one just looking for a good deal.
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Your score is effected by exactly 0 points. Checking your own score is considered a soft (consumer) inquiry. These do not effect your score and are not even seen by any creditors. The only inquiries that do affect your score are Hard inquiries where you have actually requested credit.
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