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If I am a creditor (providing financing to someone who buys my house), how do I report their timely (or untimely) mortgage payments each month to the three credit bureaus?
Call them at
1. Equifax 1-800-685-1111
2. Experian 1-888-397-3742
3. Transunion 1-800-916-8800
They will be happy to help you.
I really need a credit card, not to go mad with, just to pay for the odd thing online etc, but I’m worried they will do credit checks, and i don’t want “footprints” all over my rating again, any ideas? thanks.
Why would they give you a credit card if your score is so bad? Sure it is to pay for the odd thing online but then it turns into more and more until……you are in big debt and validate that bad score.
When you took debt out, you knew the consequences. Not being able to get a card and having bad scores is the result.
Have someone else buy the odd thing and pay them in cash right there.
I recieved the letter yesterday before the bill was signed, have never been late on a payment, and the letter states in april 2010 my rate is going to double for no reason. Will the new law protect me or did the credit card company sending it to me before the bill was passed get away with raising my rate?
nope were screwed, I have gotten 2 in the last month and i have actually paid them down alot.